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Old 09-12-2009, 10:21 PM
cfarrell cfarrell is offline
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Join Date: May 2006
Posts: 15
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When you get your credit card, sign up for direct debit at the same time, to ensure that you pay it off in full each month.

That way you avoid interest charges, and help ensure that you won't buy stuff that you can't afford to pay for by the end of the month.

Also, many credit cards give you points or rewards. Worth checking around before signing up for one.
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