How to Avoid being Skimmed
Skimmers are devices planted on ATMs that are often unnoticed by users. Often made from plastic or plaster, they blend right into the ATM. The device is often a realistic-looking card reader placed over the actual installed card reader.
Customers insert their ATM card into the phony reader, and their account info is swiped and stored on a small attached laptop or cell phone waiting nearby.
Skimming typically involves the use of a hidden camera to record customers’ entry of their PINs into the ATM’s keypad. In some cases, criminals attach a phony keypad on top of the real keypad which records every keystroke as customers punch in their PINs.
Before you use your ATM card:
Inspect the ATM, gas pump, or credit card reader before using it…be suspicious if you see anything loose, crooked, or damaged,
When entering your PIN, block the keypad with your other hand to prevent possible hidden cameras from recording your number.
If possible, use an ATM at an inside location (less access for criminals to install skimmers).
Be careful of ATMs in tourist areas…they are a popular target of skimmers.
If your card isn’t returned after the transaction or after hitting “cancel,” immediately contact the financial institution that issued the card.
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