Who wants to be a millionaire -- marriage version

[Brewmaniac]

A husband and wife are watching T.V. in bed -- "Who Wants to be a Millionaire?" is on.

The husband turns to the wife and says, "Do you want to have sex?"

"Nope." the wife says, not even looking up.

The husband asks, "Is that your final answer?"

"That's my final answer," she agrees.

He says, "Then I'd like to phone a friend...."

[veera.bizhat.com]

Not good. Didn't understood the joke.