I'm in the same boat. I can get my main page up (http://joenjill.bizhat.com), but I am having intermittent problems with my sub-folders (http://joenjill.bizhat.com/AK and /charlie). It's hit or miss. Sometimes I'll get a Forbidden message, and if I hit refresh a couple of times, it will load. I'm not quite sure what's going on. I tried renaming my file to index.htm, but that didn't help. Any other suggestions? Is it the permisisons on the index file?

Thanks in advance.