Yes I agree.
Few Agents do trick to get their deals and plans sold , being genuine or not I don't know but may be lack of knowledge of newbies or even tricks played on clients to cheat them makes the trust in agents dicey as always.
I trust only established and old companies. With their details and premium calculators given online is a big aid to understand the life insurance plans easily and as many times we want to read before making the actually purchase.