u guys prolly havent heard of this, but i use blender 3d most of the time
i admit that when it comes to making images w/ text in them, blender doesnt work the best but other than that its pretty good. if you want to try it out goto http://www.blender3d.org
also..
when it does come to text, i use web canvas (80 bucks or so) and it works really well