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Thread: Family Protect Premier Insurance

  1. #1
    Join Date
    Nov 2009

    Default Family Protect Premier Insurance

    A comprehensive Health Insurance policy that ensures... Poorey parivaar ki poori suraksha. Secure your family against financial emergencies during sudden illness, surgery and accidents as well as against terrorist activities.

    Family Protect Premier Insurance plan lets you share the entire sum insured among the family members covered under the policy, without any individual upper limits.
    Understand the Floater Concept


    The Prakash Family is covered under a traditional health insurance plan with individual policies, of which Mr. Prakash is separately covered for 2 Lakhs, his wife for 1 Lakh, their son and daughter for 50,000 each. They have paid premium for all these four policies separately. In an unforeseen situation, wherein surgery and post hospitalisation bill of their son amounts to 1.30 Lakhs, the existing policy will cover only 50,000, while Mr. Prakash will have to bear the balance 80,000 from his pocket. However, with Family Protect Premier Insurance plan, each member of the Prakash family can utilize the entire sum insured of 4 Lakhs. Thus in the above situation, Family Protect Premier would have covered the entire amount of 1.30 Lakhs of medical expenses of his son.

    Key Benefits

    * Comprehensive coverage for your family with floater benefit
    * Cashless claims facility at over 4,000+ network hospitals across India
    * Continue to enjoy quality service even during claim settlements with - ICICI Lombard Health Care - our own in-house health claim processing and wellness team
    * No sub-limits on room rent, doctor fees, and hospital charges or for any disease (except Cataract where 20,000 per eye is applicable).
    * No co-payments for any disease or any hospitalisation expenses
    * Now get a Free health check-up coupon for any one insured family member, valid for the policy period
    * Called a Convalescence benefit, the insured, once during the policy period, is eligible for a benefit amount of 10,000 if hospitalised for any bodily injury or illness as covered under the policy, for a period of 10 consecutive days, or more.
    * The insured will be eligible for a daily cash of 1000 per day for a max. of 7 days, in case the insured is hospitalised for any injury or illness as covered under the policy, for a minimum of 5 consecutive days.

    Keywords:Family Protect Premier Insurance, Health Insurance policy , Poorey parivaar ki poori suraksha,policy,surgery ,post hospitalisation , floater benefit, ICICI Lombard Health Care,room rent, doctor fees, hospital charges , disease .

  2. #2
    Join Date
    Jan 2012



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