Are you a saver or a spender
Hello,
I don't save the way I should. I have tried recently
to become better at it, but it's not easy. What makes
this difficult is that when I see merchandise I think I
need it, and later find out that I could do without it.
Television makes it hard too, it makes purchasing
too easy. I am truely working on it though. I am
trying to save all the money I spend on useless
things for one week of each month. I want to see how
much it adds up to.
Are you a saver or a spender, share it with us,
maybe you can teach us something we can try.
Be aware of your habits,they may not be who you want to be.
Money is mostly hard earned
Money is mostly hard earned, so spend it wisely. Plan your budget according to your income, save a minimum of 20 to 40 % of your income for the future requirements/ emergencies.
Taking or giving loan is a sin. Both deteriates human relations, so beware.
Don't purchase an item because your neighbour is having it. Purchase items of your need not according to your wish. Spend your hard earned money wisely and long live happily.
Wealth makes one happy, healthy and confident.
