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Thread: Are you a saver or a spender

  1. #1
    Join Date
    Jul 2006
    Posts
    426

    Default Are you a saver or a spender

    Hello,
    I don't save the way I should. I have tried recently
    to become better at it, but it's not easy. What makes
    this difficult is that when I see merchandise I think I
    need it, and later find out that I could do without it.
    Television makes it hard too, it makes purchasing
    too easy. I am truely working on it though. I am
    trying to save all the money I spend on useless
    things for one week of each month. I want to see how
    much it adds up to.

    Are you a saver or a spender, share it with us,
    maybe you can teach us something we can try.

    Be aware of your habits,they may not be who you want to be.

  2. #2
    Join Date
    Sep 2006
    Location
    Kerala, India
    Posts
    17,476

    Default Money is mostly hard earned

    Money is mostly hard earned, so spend it wisely. Plan your budget according to your income, save a minimum of 20 to 40 % of your income for the future requirements/ emergencies.

    Taking or giving loan is a sin. Both deteriates human relations, so beware.

    Don't purchase an item because your neighbour is having it. Purchase items of your need not according to your wish. Spend your hard earned money wisely and long live happily.

    Wealth makes one happy, healthy and confident.

  3. #3
    Join Date
    Sep 2007
    Posts
    6

    Default big spender

    i used to spend every cent of my cash then i whent into dept lol it runs in the family but im much better with my cash now..............

  4. #4
    Join Date
    Oct 2007
    Posts
    6

    Default

    I am a saver.Only if you seve money you can have enougf to invest in your plans.

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