Money is mostly hard earned, so spend it wisely. Plan your budget according to your income, save a minimum of 20 to 40 % of your income for the future requirements/ emergencies.

Taking or giving loan is a sin. Both deteriates human relations, so beware.

Don't purchase an item because your neighbour is having it. Purchase items of your need not according to your wish. Spend your hard earned money wisely and long live happily.

Wealth makes one happy, healthy and confident.